Финансист

Chapter XVI

           Or,betteryet,imagineyourselfoneofthosesubtlemastersofthemysteriesofthehigherformsofchessthetypeofmindsowellillustratedbythefamousandhistoricchess-players,whocouldsitwiththeirbackstoagroupofrivalsplayingfourteenmenatonce,callingoutallthemovesinturn,rememberingallthepositionsofallthemenonalltheboards,andwinning.This,ofcourse,wouldbeanoverstatementofthesubtletyofCowperwoodatthistime,andyetitwouldnotbewhollyoutofbounds.Heknewinstinctivelywhatcouldbedonewithagivensumofmoneyhowascashitcouldbedepositedinoneplace,andyetascreditandthebasisofmovingchecks,usedinnotonebutmanyotherplacesatthesametime.Whenproperlywatchedandfollowedthismanipulationgavehimtheconstructiveandpurchasingpoweroftenandadozentimesasmuchashisoriginalsummighthaverepresented.Heknewinstinctivelytheprinciplesof"pyramiding"and"kiting."Hecouldseeexactlynotonlyhowhecouldraiseandlowerthevalueofthesecertificatesofloan,dayafterdayandyearafteryearifheweresofortunateastoretainhisholdonthecitytreasurerbutalsohowthiswouldgivehimacreditwiththebankshithertobeyondhiswildestdreams.Hisfather’sbankwasoneofthefirsttoprofitbythisandtoextendhimloans.ThevariouslocalpoliticiansandbossesMollenhauer,Butler,Simpson,andothersseeingthesuccessofhiseffortsinthisdirection,speculatedincityloan.

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